Last updated: December 2, 2025
CashAI is operated by NxtStop LLC, a New Jersey limited liability company ("CashAI," "we," "us," or "our"). We are committed to protecting your privacy and safeguarding your personal and financial information.
This Privacy Policy explains how we collect, use, store, and share information when you use our mobile application and related services (the "Service").
By using CashAI, you agree to the practices described in this Privacy Policy. If you do not agree, do not use the Service.
Important: The Service is intended for U.S. residents only.
2.1 Account Information
When you create an account, we collect:
2.2 Financial Data
Through our integration with Plaid Inc., we collect financial information from accounts you choose to connect, including:
We do not receive or store your bank login credentials. Plaid securely handles account authentication and provides us with read-only financial data.
Your use of Plaid is subject to Plaid's own privacy policy.
2.3 Device and Usage Information
We collect certain information automatically, including:
2.4 User-Provided Information
You may provide additional data within the app, such as:
We use the information we collect for the following purposes:
3.1 Service Operation
3.2 Security and Fraud Prevention
3.3 Analytics and Improvement
3.4 Communication
3.5 Legal and Compliance
We do not:
We use industry-standard security measures to protect your information, including:
While we work to protect your information, no storage system or transmission method is completely secure, and we cannot guarantee absolute security.
We use third-party providers to operate and improve the Service. These providers access only the data necessary for their specific functions:
Plaid Inc.
Firebase (Google)
BrandFetch
All third-party providers are contractually required to protect your information and use it only for authorized purposes.
We do not sell or rent your personal information. We may share information only in the following circumstances:
6.1 With Service Providers
To operate the Service (see Section 5).
6.2 With Your Consent
When you explicitly authorize data sharing.
6.3 Legal Compliance
To comply with applicable laws, regulations, court orders, or government requests.
6.4 Protection of Rights
To protect the rights, property, or safety of CashAI, users, or others.
6.5 Business Transfers
If NxtStop LLC is involved in a merger, acquisition, or asset sale, we may transfer your information as part of that transaction. You will be notified before your personal data becomes subject to a different privacy policy.
6.6 Aggregated or Anonymized Data
We may share aggregated data that cannot identify any individual user.
7.1 General Rights
You may request:
To exercise these rights, email: info@nxtstopny.com
7.2 California Privacy Rights (CCPA)
If you are a California resident, you have additional rights, including:
We do not sell or share personal information as defined under the CCPA.
7.3 Users Outside the United States
The Service is intended only for users located in the United States.
We do not offer the Service to individuals in the European Economic Area (EEA), United Kingdom, or other regions with separate privacy requirements.
We retain personal information only as long as necessary to:
When you delete your account, we delete or anonymize your personal information within a reasonable period, except where retention is legally required.
The Service is not intended for individuals under 18.
We do not knowingly collect data from children under 18.
All data is processed and stored in the United States.
We use limited tracking technologies for Service functionality and analytics:
We do not use advertising trackers or sell tracking data.
Users may manage permissions through device settings, but disabling analytics may affect app performance monitoring.
We may update this Privacy Policy periodically. When changes are made:
If you have questions or requests related to this Privacy Policy, contact us at:
info@nxtstopny.com
We will respond within a reasonable timeframe.